Privacy Policy

David Cummings Insurance Services Ltd. (DCIS) recognizes and respects every individual's right to privacy. When you apply for coverage (and when you have been enrolled for coverage by or on behalf of the group policyholder, University of British Columbia) we establish a confidential file of personal information. We use the information to administer the individual benefit plan under which you are covered in conjunction with the Plan and Claims Administrator, MSH INTERNATIONAL. For DCIS this includes the tasks of:

  • Determining your eligibility for coverage under the plan
  • Enrolling you for coverage
  • Reconciling enrollment orders with the University of British Columbia.
  • Coordination of Claims and/or Emergency Assistance.

We limit access to information in your file to David Cummings Insurance Services staff or persons authorized by David Cummings Insurance Services who require it to perform their duties, to the UBC staff who are charged to provide and govern the communication of student information for the purpose of enrollment for health insurance on the iMED Plan, to persons to whom you have granted access, and to persons authorized by law.

This brief privacy statement is a complement to our Personal Information Protection Policy, and to the privacy policies and obligations of the insurance companies we work with.