FAQs  /  Who is Who

David Cummings Insurance Services Ltd. (DCIS) – the insurance brokerage that developed and exclusively distributes the Global Campus Health Plan.

Certain underwriter at Lloyd's of London – The plan underwriter, also called "The Insurer" in the policy contract.  This is the company holding the financial reserves and liable for claims.

Norfolk Mobility Benefits Inc. – The authorized agent for the plan underwriter (Certain underwriters at Lloyd's of London).   Norfolk Mobility Benefits Inc. is the claims administrator.

TIC – The Medical Assistance Provider contracted by the Norfolk International Group.  TIC is under contract to provide a variety of services that include the 24-hour emergency assistance call centre.  TIC is the company that would arrange medical evacuation and other services covered under the Lloyd's contract.