Canadians Travelling Without Provincial Coverage

There are a number of variables to consider when selecting a travel insurance product which include:

  • your age
  • your medical history
  • the length of your trip
  • your destination(s) and itinerary
  • whether you have left Canada already or not
  • the purpose for your travel
  • how many are traveling together
    • and last but not least,
  • the price

Read these Tips for Buying Travel Health Insurance (pdf)

We encourage you to contact our office to ensure you are applying for the most appropriate plan. Also, please contact us for information about Trip Cancellation Insurance and All-Inclusive Travel Plans.

Coverage Options

The coverage options found below are all for Excess Hospital & Medical plans designed to supplement a Canadian Provincial / Territorial Health Insurance Plan.

For Canadians and Permanent Residents of Canada who will travel outside Canada and who do not possess active coverage under a Canadian provincial / territorial health plan we recommend one of the following two types of plans:

  • a health plan designed for Expatriates

    For the range of Expatriate Health Plans please contact us. For information on our DCIS Expatriate Health Insurance Plan please see the Expatriate Plans section of this website.

    or

  • a stand-alone international travel health insurance plan

    A travel health insurance plan typically offers less comprehensive health benefits than a plan designed for Expatriates and is also less expensive. The product we sell in this category of plan is the MultiNational Underwriters® (MNU) Atlas Plan.

    Please contact us for more information or get a quotation and/or read more about the plan at our section of the HCC Medical Insurance Services website.