Privacy Policy

David Cummings Insurance Services Ltd. (DCIS) recognizes and respects every individual's right to privacy. When you apply for coverage we establish a confidential file of personal information. We use the information to administer the individual benefit plan under which you are covered in conjunction with the Plan and Claims Administrator.  For DCIS this includes the tasks of:

  • Determining your eligibility for coverage under the plan
  • Enrolling you for coverage
  • Coordination of Claims and/or Emergency Assistance

We limit access to information in your file to David Cummings Insurance Services staff or persons authorized by David Cummings Insurance Services who require it to perform their duties, to the educational institution and/or employer you are affiliated with as required for the purposes stated above, to persons to whom you have granted access, and to persons authorized by law.

Further to this DCIS privacy statement, refer also to the Privacy Guidelines included in your insurance contract / policy wording.